Types of Financing

Special Programs for Truckers:

Our Owner Operator Program

We have access to many different programs and strive to get you the equipment you need from your dealer of choice.  Sometimes credit or other qualification issues may prevent you from getting the equipment you need to earn the living you deserve.  That doesn’t have to be the case.  One very special program that is offered by Vitality Finance Group is geared towards newer owner / operator truckers that have had a challenging time getting approved elsewhere.  When you buy off-lease equipment direct from our web-site’s current inventory list, qualifying for excellent lease terms has never been easier if you meet the following criteria:

• TU score of 600 +
• Bankruptcy Requirements currently WAIVED
• 1st payment due at closing, zero down
• Time in Business Requirement currently WAIVED
• No Financials needed up to $250,000
• Obtain truck insurance

Does this sound like you?  There are just two easy steps to finding out if we can help keep your entrepreneurial dream alive.

1. Pick out your equipment from our website's Current Inventory
2. Apply Now online.

We'll get back to you asap. We generally get same day approvals for this program if we get the application early enough in the day. In the event that we don't make contact early enough in the day, we'll get the approval on the following business day. What are you waiting for? There is only two simple steps to find out if we can help you get on the road on your own.

APPLY TODAY, FIND OUT IN A DAY

Here is an example of a transaction that we recently helped facilitate.  We had a gentleman that had been driving for years (for someone else).  He just started his company (just one month prior per the secretary of state filing).  He had been declined by two lenders that work with the vendor.  Luckily, he got in touch with us.  We were able to get him approved with two different lenders.  One of the lenders would have required him to jump through more hoops & 3 payments up front.  He initially would have preferred to get his truck from his dealer of choice, but the only problem was coming up with the three payments.  He had it, but it would have left him with zero money.  That wasn’t going to work.  He found a suitable truck on our website's current inventory.  We got him approved the same day with amazing terms.  He only needed to come up with 1 payment up front AND  the payment was much better than option number one (which was a non-option anyway because it would have drained all his cash).  This payment was about 30% lower than the other option.  From application to funding & driving his truck off the lot, the process couldn’t have been easier.  He just had to

1. Pick the truck
2. Apply
3. Sign lease docs
4. Wire or send a check for the 1st payment
5. Get insurance
6. Pick up the truck and drive away

Vitality Finance Group
4300 Green River Rd. Ste. 112-133
Corona, CA 92880
Phone: 877-834-3247 (877-VFG-FAIR) • Fax: 888-348-2281